Quick Answer: Is Target Credit Card Easy To Get?

You only need “fair” credit to qualify for the Target RED Credit Card, which means it’s possible to get approved with a credit score of just 620.

You can see if you’re in the ballpark by checking your credit score for free on WalletHub.

What are the easiest credit cards to get approved for?

Recap: Best Instant Approval Credit Cards of 2019

CardOur Favorite FeatureAnnual Fee
Fingerhut Credit Account issued by WebBankEasy Application$0
OpenSky® Secured Visa® Credit CardNo credit check needed$35
Horizon Gold CardFast approval$24.95 auto-debited monthly
primor® Secured Visa® Gold CardHigh credit lines$49

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How long does it take to get approved for a Target credit card?

How long will it take to get my Target REDcard™ Credit Card? It may take up to 10 days to get a decision on your application. Once approved, you’ll get your card, agreement and any welcome materials in the mail within seven to 10 business days.

What bank issues Target credit card?

The REDcard credit cards (Target Credit Card and Target Mastercard) are issued by TD Bank USA, N.A. The REDcard debit card is issued by Target Corporation. Pat 7,562,048 and 8,117,118.

How do you get a Target REDcard?

REDcard debit card – Apply now: The Target Debit Card can be used at Target stores and at Target.com. It draws right from your existing checking account, just like writing a check. REDcard credit card – Apply now: The Target Credit Card can only be used at Target.com and Target stores.